Here's to looking out for the little guy!

In November 2005, new legislation was passed that was designed to regulate the payday loan industry in Michigan. The law goes into effect in June 2006, and requires all payday lending businesses to be licensed. Before this legislation was passed, there were no laws that declared the industry legal or illegal, and there were no laws that regulated how the industry operated. Under the new law, payday lending is declared legal, but regulations are placed on the business. Borrowers may borrow up to $600 in a one month period, but may not have more than one loan out at a time. Borrowers will have to pay interest rates at $15 per every hundred loaned in a two-week period. When annualized, this interest rate comes to 390%.

This is something that needs to be stopped. This is how the legislature steps in to protect people? You read that correctly. An eye-popping 390% interest is where the legislature capped it. This is abusive. And these things are everywhere. This is an issue for the church to take up for something to protest.

Go here to see the Governor's news release trumpeting this great accomplishment. Here is a little bit about this scourge's effect nationwide.

What would Jesus Protest?

Protesting is something that really doesn't trip my trigger. Maybe because I just don't get into the group clapping, chanting thing. Maybe I associate it too much with the 1960s. Who knows. But protesting does have its place. So let's play along with the question of what would Jesus protest in today's world?

The Iraq War?
The disaster in Darfur?
Sexual exploitation of Children?
Check cashing places that victimize the poor by charging usurious interest rates?
Sweatshop labor in this country or anywhere in the world?
Unequal distribution of wealth?
Enormous church buildings consuming massive amounts of tithes and offerings?
Christians who do not show love to others?

Feel free to chime in with what you think Jesus would protest. Or if you think he would protest at all. The closest thing I can come to a protest in the gospels is his reaction to the money changers in the Temple courts. And that was all about victimizing people with ridiculous charges for sacrificial animals.

Clearly Christians are to stand up for the poor, the vulnerable, and those being mistreated. And we have a somewhat checkered history of doing that in this country. But what are the issues of our day that would grab our Lord's ire?

Please, I'd like to hear your comments.